#header-inner img {margin: 0 auto !important; #header-inner {text-align: Center ;} Fiji Coupfourpointfive: NFP responds to latest Budget

Monday, July 10, 2017

NFP responds to latest Budget

By Hon Parmod Chand

Madam Speaker, thank you for allowing me to present my thoughts on the 2017-18 Appropriation Bill, specifically in response to the Health budget and issues for the Northern division.

Regretfully, I focus my comments on state of our national Healthcare system and the budget allocations presented to us. While the health budget is still centrally managed, the issues I will raise are magnified for the electorate in the Northern division where I am from and where I live, and undoubtedly similar for the West and outer islands.

In the health budget the current Government has presented to the people of Fiji, unreal, piecemeal solutions will not cure our health and medical services delivery.

The increased allocations for projects are mere promises that have been untouched in the last three years under (Requisition-R). Every public servant knows that projects pegged under "Requisition" have a small-to-nil chance of coming to fruition -- in essence it is aspirational or wishful.

There are no new projects for which funds have been actually committed. Even the talked up National Kidney Research and Treatment Centre to be managed by nephrologist Dr. Amrish Krishnan, costing $1M -- is under "R"!!

Additionally, the government should have allocated funds to provide free kidney dialysis to low income earners. But the $300,000 allocation has not changed despite pleading by kidney patients. And this Budget has made allocations for other things like hiring of consultants to improve Government’s image, marketing grants, golfing, and to Fiji Broadcasting Commission.

AID by Donor partners factored in on page142 of the Budget Estimates is largely technical support with an attached dollar value, not addressing the true budgetary allocation per se.

Let's look at the ratio's, Madam Speaker. For Health and Medical services, the ratio of Health to Government Expenditure to date for Fiji is 9.4%. The World Health Organisation (WHO) recommended ratio is 14.4%, while for Low & Medium Income Countries (LMIC), the average recommended ratio is 11.6%.

Let us look at the 2017-18 Budget then in terms of Health to GDP ratio's. Fiji's ratio is 4%. WHO recommends a 5% minimum ratio. The Low & Minimum Income Countries recommended ratio is at an average of 6.6%.

Fiji's 2017-18 Budget in terms of Health to GDP ratio is 4% -- again, far below the recommended ratio.

I now turn to our Health expenditure breakdown. While the State bears the burden of 66% for health expenditure, the Out of Pocket (OOP) cost borne by the taxpayer is 34%.

This means that taxpayers are shouldering additional burden on top of their taxes- 34% is for health expenses, most of the time unplanned for, that they pay out of their pockets.

Madam Speaker, for our vulnerable and poverty stricken people, getting sick means they are further entrenched in the darkness of poverty. For those in the middle class, it means they can dive into poverty. It means that houses become mortgaged and loans need to be taken just to ensure that their loved one's can undergo medical treatment. This is the sad, painful but unmistakable reality.

The state of our healthcare in Fiji right now means that if you become ill, if you have the means you have a fighting chance. If you are poor, the odds are heavily stacked against you.

Madam Speaker, Turning to our medical professionals...

The announced recruitment of three tranches of Specialists is wishful thinking. When the bold promise of 33 specialists in the first tranche was announced, this is on top of previous promises of additional medical personnel over the previous 3 budgets. So, where are they? By now, Fiji should be teeming with these medical professionals, should it not?

We are aware that there is just one ENT (Ear, Nose, Throat) specialist that was recruited in 2014. The lack of specialists is alarming.

Our local medical personnel are being submerged at the expense of wholesale expatriate recruitment. The recruitment drive in India early this year may help but we need to build on our local expertise as much as we can.

There are obviously 75 places for local recruitment at the ground level - these 75 internship level spots need to be filled every year, but this number has just been met in 2015 -17. This means we are still playing catch-up in terms of health internship manpower needs. There are batches of medical students from Cuba, and other overseas destinations due here shortly to address the shortfall in numbers, but the sudden urge to raise these numbers overnight, is an exercise in futility.

To aggravate the situation, our "Fijian Made" medics returning from abroad are given a difficult time upon their return. They could add quality to our current set up in specialist areas but it's not happening.


Obtaining a full complement of additional doctors is not the total solution. What will the additional numbers mean when the ministry cannot provide the appropriate beds, medication, technology, or if the consumables are out of stock?

We understand that new specialist units such as the Neurological, Urology, Cardiac teams remain without medication and operative equipment. Most are not fully operational, yet our "Fijian Made" medics have been trained locally and exposed internationally for these roles. Can we see the mismatch in these issues?

Health systems are not built on numbers alone. The building blocks of healthcare include:

• adequate and appropriate facilities and infrastructure;

• sufficient supplies of medicine and consumables; adequate health financing;

• improved health information and research; cross cutting leadership & governance; and

• a content, inspired, compassionate and accountable workforce all working towards exemplary healthcare service delivery.

Our medical graduates do not always move to green pastures on their own accord, but are pushed out by poor administrators, planners and politicians -- evident now by this year's fast-tracked amendment to the Medical & Dental Practitioners. To our healthcare system's demise, the push factor is greater than the pull factor.

Increasing the intake at medical schools, middle level study in areas of clinical interest and provision of scholarships serve to keep the locals on their own turf.

Turning now to our Nurses Pay Rise...

Madam Speaker, The much lauded civil service reforms seems to have been short-circuited with the pay rise for salary increases.

Shockingly the "Job Evaluation Questionnaire's" circulated by PWC to nurses as part of the civil service reforms seemed like generic, off-the-shelf templates that offered no appreciation for the complicated pressures, structures and often overlapping roles shouldered by our nurses, nor the extra effort needed on top of workloads, to complete these unnecessary & complicated details.

The nursing pay rise is a welcome relief, but is as at odds with the ratio of the pay rise given to doctors last year, and which a cohesive and seamless job evaluation exercise would have addressed.

The nurse practitioners’ salary increase by 75% is commendable, but there are just under 40 nurse practitioners who will benefit from this.

Our midwives in the maternity areas are struggling and a 25% incentive would have been more appropriate. Again, a cohesive and seamless job evaluation exercise would have addressed these disproportionate increases.

But then, what of the state of the nursing cadre who have been weaved into the administrative services by way of career progression, are they entitled to the 25% increase? What of the specialist nursing structures, should they be realigned? If the lack of re-alignment continues unaddressed, corrupt practices can emerge.

The nurses’ salary increase of approximately 15% is acknowledged and appreciated. But again, a cohesive and seamless job evaluation exercise would have addressed these disproportionate salary ratios.

The mid-level training of nurses needs urgent review. Birthing surges in the face of facility and infrastructure inadequacies creates adverse maternal and neonatal birth outcomes and midwifery training is absolutely essential. The shocking revelations of the spate of deaths of new-born babies is still fresh on our minds and we expected more prioritisation of our neonatal unit.

This now brings me to the issue of our junior Doctors who are made to work up to 32 hours at a stretch. Surely such stretched hours are a violation of labour standards in a profession where life and death are daily challenges? Is the Ministry actively monitoring these unrealistic and inhumane expectations of new entrants?

When the workload was lighter in the past, it was fairly tenable but the new structure does not even address this.

Madam Speaker – the supply of Pharmaceuticals and Medical Consumables...

The budget announcement made a brief mention of the Free Medicine Scheme, selectively labelling it as "medicine subsidies"..

That is because the scheme is completely dysfunctional. With the stated 140 plus items for release to the public in 2015, the retail pharmacists are still not provided with a list of what is to be dispensed after two years of waiting on this announcement.

Only about 20,000 people are registered for the scheme, when we know full well that 50% of the population are living below or around the poverty line.

If pharmaceutical supplies to our hospitals is inadequate, how is it logically possible for this scheme to still be allocated $10 million and continues to remain largely un-utilized in the last two years with a high wastage rate. Recall that for the past years, except this year "Free Medicine" has been under R (Requisition).

This year's budget allocation for health addresses the purchase and maintenance of health-related high end equipment. So the question is are these important pieces of health-related equipment still without service contracts after the warranty period comes to an end?

The allocation of $1 million has been put aside for this but it is our understanding that MRI, CAT scanners, radiology, general lab equipment etc. are not in working order as a result of invalid service contract agreements.

In a similar fashion, consumables such as lab reagents and chemical reagents for x-rays are out of stock as well.

It is our hope that the newly announced National Kidney Research and Treatment Centre will also look into renal transplantation with urgency. This will allow some patients to benefit from a one off surgical procedure and not suffer the three/per week dialysis lifelong exercise, at great cost. Appropriate laws will have to be enacted.

There are other important health developments that this budget document has failed to address. What is the progress in the development of the Cancer Unit?

Furthermore, I understand that a senior Health official, had urged MPs of the threat of the oncoming NCD crisis, at a parliamentary workshop a couple of years ago, where even the Consumer Council and other experts made similar pleas. The presenters specifically requested MPs to put in place tax measures to help alleviate the NCD crisis --- which has now reared its ugly head on a national scale.

We look forward to the development of a modern Mental Health Clinical, Training and Research Hospital which seems to have fallen off the radar. We are told that support for this establishment was available from a bilateral donor partner with a Memorandum of Agreement again sitting on someone's desk since 2013.

For our elders for whom we all owe a great measure of indebtedness, the state of the senior citizen’s homes, the development of retirement villages, improved and wider/in-depth training of caregivers including the professional cadre-gerontologists/rehabilitation experts, specialist nurses, enrolled nurses, counsellors, field and community workers, palliative/public health nursing systems needs urgent reviews.

Briefly Madam Speaker, let me quickly address the infrastructure needs for Vanua Levu if we are to transform it into a hub as part of the Government's "Look North" idea's.

The Labasa Airport needs to be able to cater for night flights with some upgrades with lights installed for night landing.

Upgrades and tarsealing of roads are needed for:

• Major trunk road around the island of Vanualevu

• Coqeloa to Nacavanadi to open up land for resorts and hotels
Cross country roads
Namuavoivoi to Cogea
Nabouwalu to Nabalebale (Wainunu)
Nayarambale Road Junction (Daramu) to Vanuavou.

For roadworks 15-20 km from Labasa Town
Korotari/Vakuru
Vunicuiui/Waikisi
Boubale, Urata, Dreketilailai, Anuve

For shipping, there should be freight subsidies and concession for Vanualevu manufacturer's, spare part dealers, supermarkets. The cost of living is doubled often tripled in the North.

The Labasa by-pass needs a road to alleviate the alarming traffic congestions - parallel to Naseakula Road which causes delays to all and affects school children.

For electrification for rural areas in Vanua Levu, these areas need urgent assistance:
Seaqaqa interior, Vunivere, Seva,
Nabouwalu, Nasarawaqa, Lekutu, Kolikoso
Nacavanadi towards the Natewa bay costal road side to . Navakaka and from Nagigi towards Matakunea to Buca Bay.
Vunikabula which will enable excess to power and usuage of IT to access internet as per the Govt's "Knowledge Based Society” push.

For Sporting, it is of some consternation that there is no public swimming pool for northerners – Labasa and Savusavu, and there is nothing specific in the budget for sports in the North. Our children need to be able to learn how to swim properly.

Our tramlines need improvement, portable lines, rail trucks. Flooding continues at Siberia and Vunimoli, and sadly there is no specific development for water supply in the North.

I thank you for your indulgence.

303 comments:

«Oldest   ‹Older   201 – 303 of 303
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don peter said...

I got my already programmed and blanked ATM card to
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days via (wesleymarkhackers@gmail.com).
I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is giving
out the card just to help the poor and needy though it is illegal but it
is something nice and he is not like other scam pretending
to have the blank ATM cards. And no one gets caught when
using the card. get yours from wesley mark Hackers today! Just send an email
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or watsapp +16315383658

willaams said...

I am private loan lender/officer based in GH. I am looking to connect with individual and companies in need of loan assistance World wide. I give out easy, fast and non collateral loans. Write back to now via email to apply,if you are in need or have not yet been credited with one, i can help. NOTE: Blacklisted can apply too. do not hesitate to send your request to us via e-mail:(Williamspeter199@gmail.com) or WARSUPP me at +233264866768 or PH: +1(503) 773-9864

Gonzalez Andres said...

Er du i nød af ekstra kontanter / nødkontanter?
Ansøg om et lån nu !!!
✅Loan-able beløb $6000 USD - ovenfor
✅Fleksibel lånevilkår varighed
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Kontakt os for flere detaljer:
Gonzalez Fiinancial Company
Email: GONZALEZANDRESLOAN@GMAIL.COM

PERSONLIG INFORMATION:

Fornavn: ……………………..
Efternavn: ………………………..
Kontakt adresse: . ................
Land……………………….
Stat ……………………………….
Køn: ……………………………
LÅNOPLYSNINGER ............ ..
Nødvendigt beløb: ...................
Udlånsbetingelser og varighed: ..........
Telefon: ..............................

Kontakt os for flere detaljer:
Gonzalez Fiinancial Company
Email: GONZALEZANDRESLOAN@GMAIL.COM

HALIFAX FINANCE said...

HALIFAX FINANCE LOAN
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HALIFAX FINANCE said...

HALIFAX FINANCE LOAN
Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of 5000. to 5,000,000.00 as low as 3%interest Kindly respond immediately to this email:
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willams said...

We offer the following types of loans below from $10,000 upto $20,000,000-00
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kelvin kent said...

Are you looking for a genuine loan? The interest rate for a year? Within 2-3 days, you have been consistently rejected by banks and other financial institutions of you? The good news is this! We offer all types of loans from the minimum amount of baht to 50,000.00 ? ? THB 30,000,000.00 with a maximum interest rate of 2% per annul for the development of EDGE business / expanding businesses with a competitive edge. We are certified, trustworthy, reliable, efficient, fast and dynamic. And the joint work and all forms of real estate finance business, reply to this email: info.kelvinkentloanfirm83@gmail.com loan companies, we provide long-term loans from one month to five years. We offer the following types of loans and many more; * Personal Loans (Unsecured loan) * business loans. (Unsecured loans) * Total Loans * Consolidation Loan * Home Improvement. Please, if you are happy and interested in our financial offer, do not hesitate to contact us today, you can e-mail us at email address: info.kelvinkentloanfirm83@gmail.com. Sincerely, Mr. Kelvin.

Ketesha Frank said...

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: (913) 274-9127

Ketesha Frank said...

How i got my Desired Loan Amount from a Reliable Loan Company (Adolfloancompany@yahoo.com)

Hello everyone, My name is Ketesha Frank, I am from the Alabama, United State, am here to testify of how i got my loan from Mr Adolf Alex Loan Company{ ( Adolfloancompany@yahoo.com) } after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Mr Adolf Alex Loan Company, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Mr Adolf Alex, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Mr Adolf Alex Loan Company, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact Mr Adolf Alex Loan Company his email address is ( Adolfloancompany@yahoo.com) or Text: (913) 274-9127

willaams said...

I am private loan lender/officer based in GH. I am looking to connect with individual and companies in need of loan assistance World wide. I give out easy, fast and non collateral loans. Write back to now via email to apply,if you are in need or have not yet been credited with one, i can help. NOTE: Blacklisted can apply too. do not hesitate to send your request to us via e-mail:(Williamspeter199@gmail.com) or WARSUPP me at +233264866768 or PH: +1(503) 773-9864

Wilson paul said...

My name is Wilson paul, am here to give my testimony about a herbalist Doctor called Dr Oliha..I was heartbroken because i had very small penis, not big enough to satisfy a woman, i have been in so many relationship, but cut off because of my situation, i have used so many product which doctors prescribe for me, but none could offer me the help i searched for. i saw some few comments on the internet about this specialist called Dr Oliha and decided to email him on his email i saw on the internet, oliha.miraclemedicine@gmail.com so I decided to give his herbal medicine a try. i emailed him and he got back to me, he gave me some comforting words with his herbal medicine for Penis Enlargement, Within 2 week of it, i began to feel the enlargement of my penis, ” and now it just 3 weeks of using his herbal medicine my penis is about 8 inches longer, and i had to settle out with my Ex {Girlfriend} i was surprised when she said that she is satisfied with my sex and i have got a large penis.Am so happy..email him to help you too.visit his website: http://olihawonderfulherbs.webs.com dr-oliha his Mobil number +2349038382931 email now: oliha.miraclemedicine@gmail.com

Rhonda Fleming said...

Hello,
I am Mrs.Rhonda Fleming,
Are you in bad credit? Does your financial standard need refurbishment? We operate a registered and government approved financial institute. We give out loans to companies and individuals for 3% interest rate. We also give out local and international loans to any body in dire need of a loan, and is willing to repay the loan. We give out loans via account transfer or bank certified check to what ever country you are. We do not require much documents.

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If you are interested in getting a loan from our firm.
Apply Now
Full Name:
Location:
Age:
Sex:
Country:
Contact Phone numbers:
Amount Needed/Duration:
You can reach us via; loanagent.rhonda@yahoo.com

Mrs.Rhonda Fleming
Loan Officer,
Guaranty Trust Inc©.

trustfund finaceservice said...

mine navn er laura rios. jeg er en ensligforeldre. jeg trengte et presserende lån for
forretning og clearing av gjeld. jeg møtte en dommedag som ledet meg til trustfund loan support som ga meg $ 30.000 uten stress. siden da har jeg
bestemte seg for å publisere sin genuiness over internett for de som
krever lån for å se og unngå å bli scammed som det er mye av
scammer er der ute. jeg har blitt scammed før jeg møtte mr.adams balyn, historien min endret seg.
du kan kontakte dem på e-post: trustfundfinaceservice@gmail.com
fortell dem at jeg laura rios henviser deg til dem at de gir meg et lån
en stund siden.

jeg slår på at du ikke vil angre på det!

Mr. Rojas Silva said...


Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com


Mr. Rojas Silva said...


Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com


Luz said...

You can't believe what i just got,... A loan of $60,000. I have been looking for a loan for the past 2 years untill i was referred to a legitimate lender. Though it was not that easy to approve my loan, as you know nothing good comes easy. But I got my loan within an hour, and before i knew it, the loan was transferred to me. please friends, don't let any body deceive you and scam you for this is real. Contact them at Email: jamesben614@gmail.com

Mr. Rojas Silva said...

Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

Mr. Rojas Silva said...


Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

Patricia Harold said...

WOW..My name is Patricia Harold from Ohio United State..Mr Dikcons intelligent blank ATM cards Which have been specially programmed to withdraw $8000 free cash from any ATM Machine worldwide He has hacked the sum of $8000 dollars into each of the cards. please beware of scams selling counterfeit cards he sell the original cards with documents to validate the transactions,i meet Mr Dickson blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from Mr Dickson my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $8000 weekly. Its really great to feel rich and alive once more.contact his email: dicksonblankatmhacker@gmail.com

Patricia Harold said...

WOW..My name is Patricia Harold from Ohio United State..Mr Dikcons intelligent blank ATM cards Which have been specially programmed to withdraw $8000 free cash from any ATM Machine worldwide He has hacked the sum of $8000 dollars into each of the cards. please beware of scams selling counterfeit cards he sell the original cards with documents to validate the transactions,i meet Mr Dickson blog and saw comments of how to obtain the ATM BLANK CARD prior to my knowledge of it. I was once an accountant at a firm but since i got the ATM BLANK CARD from Mr Dickson my whole world changed and now i have been able to become all i ever dreamed of. I have no risk of usage and am able to withdraw up to $8000 weekly. Its really great to feel rich and alive once more.contact his email: dicksonblankatmhacker@gmail.com

James Lewis said...


Loans with a guaranteed approval


Peace, mercy and blessings of God be upon you and your family. Do you need a loan? Are you in a financial crisis and need money? Do you need a loan to settle your debts or pay bills or start a business? You have a low credit score and you find it difficult to get any kind of loan? Here is your chance! kiva_finance@outlook.com Contact us with the following details and go ahead.

Full name:
Gender:
Social status:
Occupation:
country:
Contact Address:
Monthly income:
Loan Amount required:
Loan Period:
phone number:
The reason for the loan:

felix george said...

Slutt dine økonomiske bekymringer
Vi er lån akkreditert selskap. Vi tilbyr lån til enkeltpersoner på
lav rente på 2%, Vi tilbyr personlige lån, virksomheten lån,
huslån. Eiendomslån.Vennligst for ytterligere informasjon gjør
ikke nøl med å kontakte oss via: (felixgeorge958@gmail.com)

Mr. Rojas Silva said...


Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

Mr. Rojas Silva said...


Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

frank maxwell said...

Autentisk finansiering er kjent for kvalitetstjenester og har bygget et solidt rykte i å låne penger til verdige enkeltpersoner, jeg gir lån til personer som har dårlig kreditt eller investerer i virksomhet. Jeg anbefaler å se frem til opplevelsen av å levere mine beste lånetjenester til deg med lav rente på 2%.
Hvis noen spørsmål? frankmaxwell248@hotmail.com.or nettside: http://authenticloanfinance.com

scott larry said...

Hello All Applicants Around The World.

I am Larry Scott Gregory, A loan lender

I give out loans at a low interest rate of 3%, i give out all kinds of loan you will like to have from a thousand dollars to 25 million $.

I want all applicants to know that the loan is safe and i give out loans to anybody from age 19 and above, employed and unemployed.

If you are really interested in this loan, kindly contact us now so that we can start business, and so that you can get your loan with fast pace.

Email us now through our company's working email: larryfinance@yahoo.com or WhatsApp, +2349051442970.

Kind regards
I await your application.
Larry Scott Gregory

Anonymous said...



THANK YOU JESUS , THANK YOU MRS WINONA MILLARAY FOR MAKING MY FINANCIAL DREAMS COME THROUGH , GOD IS GOOD


Thank you Mrs Winona , Thank you Jesus , I know i am blessed .

I am Davidson Grey , Just last week , i sat down and thought about how i could get a genuine loan funds to sort out my debt and to also get my family prepared this new year, i thought about getting a loan online since i heard and have also read about too many people whose life got destroyed by online loan shark scammers from Africa . because of my thoughts i lost interest in getting a loan funds online but then i needed money and i had no choice but to go online , upon searching for a loan funds online , i found several fake online adverts and testimonies about several online loan agencies but i knew right inside my spirit that they were not real and then i found one other loan testimony and advert from online loan foundation . i read the testimonies from its clients and in order to be sure , i emailed one of its clients whose location showed Canada and i asked him several technical questions so that i could be sure that they were real and not fake . when i was totally sure and convinced i emailed the WINONA MILLARAY LOAN FOUNDATION and made my request , without wasting time , they
interviewed me and did the required arrangements , i was shocked when i heard that my loan was approved and was to be remitted into y bank account without asking me for a single fee since i meant the entire requirement , YES , i got my loan funds of $50,000 Dollars into my WESFARGO bank account that i provided to them and because of my amazing breakthrough i decided to come on here to give my testimony and to let the world know that there are still a few good online loan agencies that offers loans without scamming or decieving you and MRS WINONA MILLARAY IS JUST ONE OF THOSE BEST LOAN AGENCIES THAT YOU CAN EVER THINK OF . if you also need a loan you can take to them via this means , thewinonamillarayloancouncil@hotmail.com . mrswinonamillarayloancouncil@gmail.com

Unknown said...

Are you looking for a loan to clear off your dept and start up your own Business? have you being going all over yet not able to get a legit loan Company that will loan you? Here is your final solution, We can give you any amount you need provided you are going to pay back within the period of time given without any problem. Apply now and contact us for more details via email below. Email:michaelsmithloanfunds@gmail.com

Thank you and God bless
MICHAEL LOANS COMPANY

Car.Seat said...

Io dou sa bula mai Viti!!



High Back booster laws

Infant car seat shoulder strap position

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lucianna65635 said...

What would i have done if not for Dr Blessing, my man of 3 years started acting strange when he got a new job in new York, i thought it was because of new job after two months i find out he has been cheating on me with his working mate i tried talking to him because i loved him and something in me told me he was not himself as my man loved me and our kid so much, in this process of trying to talk to him about this other woman my man pushed me out of the house , i was xo xo depressed that i wanted to file for divorce, but my mom ask me not to go for divorce so i tried holding myself even when i wasn't happy during this time, i started looking out for solutions everywhere, but non worked , until the day my aunt introduce me to this man called Dr blessing,of blessingspiritualtemple@gmail.com i explained my situation to him and he said to me if i believed in him ? i said to him and he told me to get somethings done which i did as usual , and he told me my man was under black magic from another woman and i said yes i suspected he was, but he finally said i should wait for two days that my man will call or text me , i believed him because i know my aunt will never mislead me , i was amazed when i received messages of apology from my man after two days i quickly told Dr blessing about this and he said that was just the beginning and that was how me and my husband are reunite again today and am carrying our second child inside me now, so with all this wonderful and amazed work done for me by Dr blessing i promise to share and inform the world about him because i know many are out there passing through hardship in their relationship , and i also introduced Dr blessing to my friends here and he did same good result for them all so am convince that with blessingspiritualtemple@gmail.com your relationship can be saved again
you can reach out to him via his email , blessingspiritualtemple@gmail.com, Whats,App. +1(951) 409 0694
LUCIANA

trustfund finaceservice said...

Er du en forretningsmann eller kvinne? Er du i noe økonomisk rot, eller trenger du penger til å starte opp din egen bedrift? Trenger du et lån for å starte en fin liten skala og middels virksomhet? Har du lav kreditt score, og du finner det vanskelig å skaffe kapitallån fra lokale banker og andre finansinstitusjoner ?. du kan faktisk få et trygt og godt lån fra et anerkjent lånefirma du kan få $ 1000 til $ 10.000.000, dette er et resongert lånefirma kontakt oss i dag
E-post: trustfundfinaceservice@gmail.com
Med vennlig hilsen din
ADAMS BALYN

Andy Murray said...
This comment has been removed by the author.
Seth Smith said...

I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN'T GET SCAMMED, AND I NOW OWN MY HOME,
MY BUSINESS HAS GROWN BIGGER.
GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD
AND ALSO HE IS OFFERING ALL KINDS OF LOAN WITH ONLY 2% INTEREST RATE.

Seth Smith said...

I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY.
I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN'T GET SCAMMED, AND I NOW OWN MY HOME,
MY BUSINESS HAS GROWN BIGGER.
GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD
AND ALSO HE IS OFFERING ALL KINDS OF LOAN WITH ONLY 2% INTEREST RATE.

Evelyn Russell said...

Testimony of financial breakthrough from GOD through the help of Funding Circle Loan INC. (fundingloanplc@yahoo.com OR Call/Text +14067326622)...

Hi I'am Evelyn Russell resident at 808 NE 19th St Oklahoma City, I am a single mother blessed with 2 daughters. For a while now I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a Godsent loan lender that changed my life and that of my family Through the help of a fellowship member "a lender with the fear of God in him Mr JASON RAYMOND, he was the man God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan worth $135,000.00 USD in less then 24hours. So my advise to anyone out there genuinely in need of a loan is to contact Funding Circle Loan INC through this official email:- fundingloanplc@yahoo.com OR Call/Text +1(406)732-6622 and be financial lifted.


Joankells said...

HOW DR ISIKOLO HERBAL CREAM HELPED ME GROW MY PENIS SIZE FROM 3.5 INCHES TO 10 INCHES

hello everyone i am little bit ashamed to share this marvelous story about a great spell caster who helped me enlarge my small penis size through his herbal mixture cream,i was heartbroken before because i have a very small penis about 3.5 inches which was so annoying and shameful i could not satisfy my wife in bed ,,my marriage was really breaking and i needed help urgently,i have used pills,vaccines,drugs,surgery but none worked...so one faithful day as i was browsing through the internet i saw few comments on a forum about how Mr MICHAEL PAULSON from USA testified of how he helped him enlarge his penis and also cured his dad diabetes type 2 disease,,i contacted him through his email: isikolosolutionhome@gmail.com he replied and gave me steps to follow and i did just as he said ,and he sent me the herbal cream to me through UPS and i received it within 4 days and used the herbal cream for just 14 days to my greatest surprise my penis that was 3.5 inches before enlarge to 10 inches long when fully erected ,for just two weeks of using his herbal mixture cream ,,wow my wife loved me more and was so happy that i can satisfy her very well now in bed ,,i even last longer than before thank you so much dDR ISIKOLO for making life a better one to live in ..
note he also have cure for
DIABETES 1/2,HIV/AIDS,HERPES,CANCER,PREMATURE EJACULATION,WEAK ERECTION,ERECTILE DYSFUNCTION ,PREGNANCY HERBAL MEDICINE ETC...
so if you are out there having similar problems please contact him now on his email isikolosolutionhome@gmail.com or whatsapp him on +2348133261196 thanks

Loan Lender said...

Hello Am Mr Paul Moritz, Legitimate and reliable loan lender. I give out loans on a clear and understandable terms and conditions at 3% interest rate. I give out Business Loans, Personal Loans, Student Loans,Car Loans And Loans To Pay Off Bills. If you need a loan what you have to do is for you to contact me directly immediately now at: paulhelpfund@yahoo.com

God Bless You.

Regards,

Mr Paul Moritz
Email: paulhelpfund@yahoo.com

Loan Lender said...

Hello Am Mr Paul Moritz, Legitimate and reliable loan lender. I give out loans on a clear and understandable terms and conditions at 3% interest rate. I give out Business Loans, Personal Loans, Student Loans,Car Loans And Loans To Pay Off Bills. If you need a loan what you have to do is for you to contact me directly immediately now at: paulhelpfund@yahoo.com

God Bless You.

Regards,

Mr Paul Moritz
Email: paulhelpfund@yahoo.com

Anatilia TexTile Ltd said...

Hello, Apply and get qualify for a loan on low interest rate 1% and easy process. Contact me for more info. Thank you.
Please Only serious inquiries.
For more details :Contact us via Email : bdsfn.com@gmail.com
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Best Regards.
Mrs.Emilia Fedorcakova

Ciao, fai domanda e ottieni un prestito con un tasso di interesse basso dell'1% e un processo semplice. Contattami per maggiori informazioni. Grazie.
Per favore, solo domande serie.
Per ulteriori dettagli: Contattaci via e-mail: bdsfn.com@gmail.com
Email: bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
I migliori saluti.
Sig.Emilia Fedorcakova

Hola, solicite y califique para un préstamo con una tasa de interés baja del 1% y un proceso fácil. Póngase en contacto conmigo para más información. Gracias.
Por favor Solo consultas serias.
Para más detalles: Contáctenos por correo electrónico: bdsfn.com@gmail.com
Correo electrónico: bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Atentamente.
Sra. Emilia Fedorcakova

Helen Truong said...

VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060

george william said...

NO UPFRONT FEE INVOLVE
ROTARY INTERNATIONAL
Do you need an urgent loan to solve your financial needs,we provide loan ranging from $ 5,000.00 to $ 80,000.00 Max, we are reliable, efficient and dynamic, with 100% guaranteed loan also it gives (euros, pounds and dollars .) the interest rate applicable to all loans is (3%) .If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever. (Rotaryloanfirm@gmail.com)

Do you need a personal loan?
Do you need a mortgage loan?
Do you want to buy a car or house?
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Have you lost hope and you think there is no way out, and your financial burdens still persists? Contact us for possible business co-operation Contact us via email: ( Rotaryloanfirm@gmail.com )

george william said...

NO UPFRONT FEE INVOLVE
ROTARY INTERNATIONAL
Do you need an urgent loan to solve your financial needs,we provide loan ranging from $ 5,000.00 to $ 80,000.00 Max, we are reliable, efficient and dynamic, with 100% guaranteed loan also it gives (euros, pounds and dollars .) the interest rate applicable to all loans is (3%) .If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever. (Rotaryloanfirm@gmail.com)

Do you need a personal loan?
Do you need a mortgage loan?
Do you want to buy a car or house?
Do you want to refinance?
Do you need a huge capital to start off your business proposal or expansion?

Have you lost hope and you think there is no way out, and your financial burdens still persists? Contact us for possible business co-operation Contact us via email: ( Rotaryloanfirm@gmail.com )

Rasheeda said...

DR ISIKOLO HERBS MADE MY PENIS BIGGER AND THICKER.
Great thanks to Dr Isikolo of Isikolo Supernatural Home (isikolosolutionhome@gmail.com), for the great help rendered to me. i had penis enlargement problems before now, i had tried so many products but couldn't get the best results as i desired
it until i got to know about the super penis enlargement skills of Dr Isikolo. I was happy and relieved of my nightmares when i received Dr Isikolo super penis enlargement medicine at my home from the DHL, and i took the medicines as instructed, i was so amazed the first time i noticed that my penis was gradually getting bigger and also i was lasting longer on sex. I followed on with open eyes till about 4 weeks of using the
medicine when i noticed my penis was already 8 inches long. Now i can satisfy any woman in this world and
also proudly say am a man when it comes to staying longer on sex.
I believe you too can get this super penis enlargement medicine from Dr Isikolo through his email: isikolosolutionhome@gmail.com on or whatsapp: +2348133261196

george william said...

DO YOU NEED XMAS LOAN

Do you need an urgent loan to solve your financial needs,we provide loan ranging from $ 2,000.00 to $ 80,000.00 Max, we are reliable, efficient and dynamic, with 100% guaranteed loan also it gives (euros, pounds and dollars .) the interest rate applicable to all loans is (3%) .If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever. (Rotaryloanfirm@gmail.com)

Do you need a personal loan?
Do you need a mortgage loan?
Do you want to buy a car or house?
Do you want to refinance?
Do you need a huge capital to start off your business proposal or expansion?

Have you lost hope and you think there is no way out, and your financial burdens still persists? Contact us for possible business co-operation Contact us via email: ( Rotaryloanfirm@gmail.com )

george william said...

DO YOU NEED XMAS LOAN

Do you need an urgent loan to solve your financial needs,we provide loan ranging from $ 2,000.00 to $ 80,000.00 Max, we are reliable, efficient and dynamic, with 100% guaranteed loan also it gives (euros, pounds and dollars .) the interest rate applicable to all loans is (3%) .If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever. (Rotaryloanfirm@gmail.com)

Do you need a personal loan?
Do you need a mortgage loan?
Do you want to buy a car or house?
Do you want to refinance?
Do you need a huge capital to start off your business proposal or expansion?

Have you lost hope and you think there is no way out, and your financial burdens still persists? Contact us for possible business co-operation Contact us via email: ( Rotaryloanfirm@gmail.com )

vincent odigie said...



Do you want to buy a kidney or do you want to sell a kidney? Are you looking for a chance to sell your kidney for financial disruption and you do not know what to do, then contact us today and we will offer you a good amount for your kidneys. My name is Dr. Vincents is a nephrologist at the UBTH Medical Center. Our clinic specializes in treating kidney disease, and we also deal with the purchase and transplantation of kidneys with an appropriate donor. We are located in India, Turkey, Nigeria, USA, Malaysia. If you are interested in selling or buying a kidney, please do not hesitate
Contact us by email.
E-mail: drvincentodigie@gmail.com
Whatsapp: +2349037279893
Best regards.
Dr. Vincent

david said...

Are you thinking of getting financial help? Do you really need an urgent loan? Are you thinking of starting your own business? Are you in debt? This is your chance to get your wish because we give you personal loans, commercial loans and all kinds of loans with an interest rate of 2 % to get more information in the inbox now contact our email,, david.bird306@gmail.com

Anonymous said...

Are you thinking of getting financial help? Do you really need an urgent loan? Are you thinking of starting your own business? Are you in debt? This is your chance to get your wish because we give you personal loans, commercial loans and all kinds of loans with an interest rate of 2 % to get more information in the inbox now contact our email,, david.bird306@gmail.com

Prosperloan Firm said...

DO NOT KEEP YOUR FINANCIAL BURDEN TO YOURSELF CONTACT US NOW FOR ANY KIND OF LOAN AT A LOW INTEREST OF 2%.( prosperloanfirm@yahoo.com )

Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our Loan program is the quickest. We give out loan in any currency of your choice {Us Dollar, pounds, Euro, Dinar, etc} and duration of 1 to 60 years to pay back the loan (secure and unsecured).

We offer a wide range of financial services which includes: Xmas Loans, Business Loans, Debt Consolidation Loans, Personal Loans, Car loans, Hotel loans, Student loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies.

Interested applicants should Contact us via email: prosperloanfirm@yahoo.com, prosperloanfirm@hotmail.com OR call +1(205) 224-8709. Apply and be free from financial bondage.

Mr. Rojas Silva said...



Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

Mr. Rojas Silva said...



Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

Anonymous said...


REGIONS FINANCIAL SERVICE
currently giving out loan at 3% interest rate.
We offer variety of finance including: Personal loan, Home loan, Debt Consolidation loans, Car loans, agricultural loan, business loans and company loans at 3% interest rate, to apply for a loan email us: regionsfinancial7@gmail.com now for more information.

Regards
Mr Vincent
Finance Director

Rosita Kugere said...

Whenever you or your loved once need a loan urgently for investment, to buy a property, to pay off bills or for any purpose, contact James Peterson World Loans Services today as it is the best, tested and trusted. Beware of rippers online. Contact email: petersonworldloans@outlook.com for your quick and affordable loans. I got my loan from the reliable loan company.
This message might be of help to you out there in need of a genuine loan in other for you not to fall into the wrong hands in search of a liable loan, my advice to you is to contact this company via email: petersonworldloans@outlook.com they are assured and guaranteed.
thanks and God bless you all
Rebecca Wendy, United States of American

Rosita Kugere said...

Whenever you or your loved once need a loan urgently for investment, to buy a property, to pay off bills or for any purpose, contact James Peterson World Loans Services today as it is the best, tested and trusted. Beware of rippers online. Contact email: petersonworldloans@outlook.com for your quick and affordable loans. I got my loan from the reliable loan company.
This message might be of help to you out there in need of a genuine loan in other for you not to fall into the wrong hands in search of a liable loan, my advice to you is to contact this company via email: petersonworldloans@outlook.com they are assured and guaranteed.
thanks and God bless you all
Rosita Kugere, United States of American

Garry Bernard said...

God dag Damer og herrer, har du noen gang hatt behov for økonomisk hjelp og på grunn av at du har blitt avvist av banker og annen finansieringsorganisasjon du ga opp? Har du behov for økonomisk assistanse akkurat nå, og har ikke noe sted å lete etter på grunn av din dårlige kreditthistorie? Trenger du et lån for å kjøpe et hus eller en bil for å starte en bedrift av noe slag? Trenger du et lån for å møte dine familiemedlemmers behov, og finner det vanskelig? Trenger du et lån for å forbli økonomisk flytende hvis ja, så bekymre deg ikke mer og kontakt oss via e-post som davidpetersonloanfirm1@outlook.com et privat lånefirma som har som mål å bistå de som trenger økonomisk med det beløpet som er involvert med en prosentandel på 2. Skynd deg nå og kontakt oss, og vi vil gjerne hjelpe deg.

Moris Fred said...

Welcome to Moris Loan Company. In this company you will find the solutions to any financial depression that you have burdened. You receive your dream credit. Make sure you work with us without a doubt and the sky is your limit. We have good offices around the world (America, Asia and Europe all other places). Contact us today: EMAIL: morisloancompany1@gmail.com, WEBSITE: http://morisloancompany1.wixsite.com/morisloancompany, Phone Number: +1-631-858-4522 thank you.

adolf adi said...

My Name is, Miss Adol Fadi I live in Hamburg. and i am a happy woman today,So i told my self that any lender that can rescue my family from our poor situation, i will refer any person that is looking for loan to the lender all thanks go to ASYLUM LOAN INVESTMENT. They grant me a Loan, I was in need of a loan of 500,000.00 Euro to start my life all over, as i am a single mother with 2 kids I met Asylum Loan Investment On line Asylum Grant me a Loan of 500,000.00 Euro, ASYLUM Loan & Investments Group is a company into pure loan and debt financing at ROI returns of only 1.8% to pay off your bills or buy a home Or Increase your Business .please contact Asylum Loan @… (a.loan@asylum.com )

WOOD GATE Credit said...

Do you need a loan .We are Legitimate and guarantee loan lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as We'll be glad to offer you a loan. Contact us via woodgatecredit@outlook.com

vincent odigie said...

Do you want to buy a kidney or do you want to sell a kidney? Are you looking for a chance to sell your kidney for financial disruption and you do not know what to do, then contact us today and we will offer you a good amount for your kidneys. My name is Dr. Vincents is a nephrologist at the UBTH Medical Center. Our clinic specializes in treating kidney disease, and we also deal with the purchase and transplantation of kidneys with an appropriate donor. We are located in India, Turkey, Nigeria, USA, Malaysia. If you are interested in selling or buying a kidney, please do not hesitate
Contact us by email.
E-mail: drvincentodigie@gmail.com
Whatsapp: +2349037279893
Best regards.
Dr. Vincent

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Cindy Nancy said...

Hello I'm Cindy Nancy..i have been looking forward for a real and genuine loan company,Until i met Mr Eric who give at loan offer business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c i did believe so i search on Internet i met lady testify how Mr Eric help her with loan so i contact the lady and she introduce me to Mr. Eric who promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders, Mr.Eric who are indeed helped people with the loan and changed my belief still reliable lenders out there, the person of Mr Eric You can contact him with these email: ericloanfinance122@gmail.com Please do pass these news after you may have receive your own loan Mr Eric is genius loan lender. or contact Call/Text +19705928271

Charlie Bean said...

I`m Charlie Bean and I live in Toronto Canada. I needed a loan to buy a house and I searched for a mortgage loan from all banks and I was denied and I loss hope of having my own house until I came across a post just as you reading my post now. I saw a post about a Financial Service Company who gives loan at 2% interest so I applied in STEAKLEY FINANCIAL SERVICES using their email steakleyfinancialservices@yahoo.com. And my loan was granted it was like a dream but was true and now am a owner of a house in Toronto and am paying the mortgage loan with no stress and I also requested if I can be granted a business loan and I was also granted. Now am living a happy life, I will advice you if you have an financial problems and you need money to settle it so you can pay with no stress just contact Steakley Financial Service at their email Steakleyfinancialservices@yahoo.com or number +1(512) 714-8010.

Tarsha Crowns said...

Hello All

This is Tarsha, I want you to know that I just receive my loan of $25,000.00 from Larry Finance, after I was let down by other lenders, they Have really put a smile on my face, now I can take good care of my business and others personal needs, you can contact them for your loan because they are simply the best. Any serious Applicant can reach them with this email via larryfinance@yahoo.com or phone number: +1-580-301-8495

Contact them now for your loan he is a legit loan lender.

I assure you all thst they are good, no cheating and they are the best company i have ever worked with. Their services are swift and legit. Just go and apply yourself and see what i'm talking about.

Tarsha Crowns

Frank Queens said...

Dear Sir/Madam,
I am a registered private money lender. We give out loans to assist people, firms who need to update their financial status all over the world, with very Minimal annual Interest Rates as Low as 3% within a 1year to 10 years repayment duration period to any part of the world. We give out loans within the range of 5,000 to 100,000,000 USD Just for only one fee, which is the Registration fee while the company will be paying all other fees, Any loan company asking for moore than one fee is a scam and bewear of that compny. Our loans are well insured for maximum security is our priority.Interested person should contact us via E-mail: frankqueens64@gmail.com or whatsapp +254751770591

Fill The Loan Application Form Below
First name. . . . . . . . . . . . . . . . . . . . . . ...
Middle name. . . . . . . . . . . . . . . . . . . . . .
Last name. . . . . . . . . . . . . . . . . . . . . . ...
Amount Needed. . . . . . . . . . . . . . . . . . ...
loan Duration. . . . . . . . . . . . . . . . . . . . ...
monthly income. . . . . . . . . . . . . . . . . . ...
Residential Address(Not P.O Box). . . . . . .
country of Resident. . . . . . . . . . . . . . . . ..
Age. . . . . . . . . . . . . . . . . . . . . . . . . . . .
Marital Status. . . . . . . . . . . . . . . . . . . . ..
Nationality. . . . . . . . . . . . . . . . . . . . . . ...
Home phone. . . . . . . . . . . . . . . . . . . . . .
Cell phone. . . . . . . . . . . . . . . . . . . . . . ...

If you are not interested and you received this messsge plesae accept my apology.

Please do not click reply to this email your personal identity card will be needed for this swift Transfer ,All Replies should be forwarded to
E-mail:frankqueens64@gmail.com or whatsapp +254751770591
Contact Name: frank Queens
N/B:
THERE IS NOTHING TO LOSE BUT YOUR DEBT AND FINANCIAL PROBLEMS !!!
S.L.I PLC Is Here To Show You A Better Way To Financial Freedom !!!
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Mr. Rojas Silva said...



Good day, Are you in need of urgent loan...Do you want to pay off debt, expansion of business,or personal loan'' you can contact us for your fast and reliable loan at a low interest rate of 3%, and affordable repayment plan with good credit affordable repayment plan with good credit conditions, you can send an Email to: forafinancialloancompany@gmail.com, to secure loans today, we look forward to your mail.

Mr. Rojas Silva said...



Good day, Are you in need of urgent loan...Do you want to pay off debt, expansion of business,or personal loan'' you can contact us for your fast and reliable loan at a low interest rate of 3%, and affordable repayment plan with good credit affordable repayment plan with good credit conditions, you can send an Email to: forafinancialloancompany@gmail.com, to secure loans today, we look forward to your mail.

Luis Root said...


MOORE LOANS SAVE ME WHEN THERE WAS NO HOPE {mooreloancompany@yahoo.com}

Hello everyone in this forum, I am Luis Root from USA, I cannot believe that God really exist not until i was Redeemed and saved from Financial bondage.. l was into financial crisis and needed to pay some bills. l tried seeking help from banks but all to no avail,l also tried seeking help from the internet only to meet scammers who pretended to be private lender and made away with my $15000 and did not get my loan, not until GOD introduce me to Moore Robbinson through a friend who was rescued from financial problem and a loan of $100,000.00 was granted to him by Moore Robbinson, so l took his advise and contacted Moore Loan Company and in the space of one week my loan of $200000 was granted to me.so my advise to everyone seeking for loan at low interest rate of 2% .l am doing this because l am so happy am out of financial bondage and am once again full of joy and life is easy all thanks to GOD and Moore Robbinson. You can contact Moore Loan Company via {mooreloancompany@yahoo.com} OR Text (414) 454-9493

Unknown said...

Dear Sir /Madam,
Hello , Are you interested to selling one of your kidney for a good amount of {$800.000USD} in India pls kindly Contact us now on our email: columbiaasiahospital9@gmail.com as we are looking for kidney donor, Very urgently who are group B,group A ,O+ve and 0+ve. Interested Donor should contact us now.

Best Regards:
Dr. Davis Morgan
Columbia Asia Hospital
Phone:+91-9791950646
WhatsApp: +91-9791950646

regina abuya said...

Hello, I just want to share my experience with everyone. I have been hearing about this blank ATM card for a while and I never really paid any interest to it due to my doubts. Until one day I discovered a type of hacking called (blessed hackers). He is really good at what he is doing. Back to the point, I asked about the blank ATM card. If it works or even exists. He said yes and that the card is programmed to withdrawn money without being noticed and can also be used for free online shopping of any kind. This was shocking and I still had my doubts. Then I tried and asked for the card and we agreed to its terms and conditions. Waiting and praying was not a scam. A week later I received my card and tried the nearest ATM machine close to me, it worked like magic. I was able to withdraw up to $ 3,000. This was amazing and the happiest day of my life. So far I've been able to withdraw up to $ 28,000 without any stress being caught. I do not know why I'm posting this here, I just felt that this could help those of us in need of financial stability. this Blank ATM card has really changed my life. If you want to contact him to own a blank ATM card, here is the email address, blessedhackers@gmail.com And I think it will also change your life ....

Mrs Winona Millaray Loan Foundation said...





HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

GET OUR FAST AND GENUINE LOANS NOW WITHOUT ANY UPFRONT PAYMENT AND FEES .



Hello Everyone,



Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

What is the loan Process ?

One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

The verification / approval process is physically done within 6 hours on submission of all documents required.

The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

Here are a few of the options we are currently offering from this new year:

-Medical Expense Loans

- Start-Up Business Loans

- Bad Credit Financing

- Business Lines of Credit /Expansion Loan

- Equipment Financing

- Unsecured Business Loans

- Term Loans

- Micro Loans

- Non-Traditional Lending

- Investor Capital

-Vehicle / Car Loan

-Company Loan / Industrial Loan

-Debt Settlement / Consolidation Loan

-Military Personnel Loan

-General Type of Loan Etc .

FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

Email : mrswinonamillarayloancouncil@gmail.com
Email : thewinonamillarayloancouncil@hotmail.com
WEBSITE :www.winonamillaray.com

You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

Regards,

Pastor Mrs Winona Millaray .
Director of Operations

Shola Clark said...

Are you in a huge debt and you need urgent cash today??? Are you thinking of starting up a new business and you need a trustable loan company??? Contact us now Thomasrivera101@outlook.com

Lynn said...

I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay
back the loan please contact them and please tell them that Mr Kelvin Brown, Lynn referred you to them. kelvinbrownloanfirm@gmail.com

anderson fobs said...


Good day every one!
My name is Mrs Rayna James am here to share with you my life
experience on how a great man called Dr. Edion saved my marriage.I have been Married & Barren for over 5 years i had
no child and i had never missed my period for once not to talk of
pregnancy. I was subject to laughters; mockery from my Friends & neighbors, i almost lost my marriage because i couldn't give my
husband a child.I was so confused that i did not know what to do until i came across this great Dr. Edoin online and i contacted him at once i was scared weather it was going to work because i never believed things like this before, so i decided to give it a try and did all he required of me. Today, i
am a happy woman with children and i have given birth to
twince.
Now my marriage that was about crashing is restored My husband love me now more than ever. Am so happy for everything the
best has come to pass in my life since i met Dr. Edion.I want to tell all the women out there who have similar problems and ex problems like if you need boyfriend and girlfriend back. If you need fast money. If you need help to wine
lottery. If you need extra power.
the world is not over yet, wipe off your tears and contact Dr. Edion. Email : edointempl@gmail.com
whatsapp : +2348165396275.

anderson fobs said...


Good day every one!
My name is Mrs Rayna James am here to share with you my life
experience on how a great man called Dr. Edion saved my marriage.I have been Married & Barren for over 5 years i had
no child and i had never missed my period for once not to talk of
pregnancy. I was subject to laughters; mockery from my Friends & neighbors, i almost lost my marriage because i couldn't give my
husband a child.I was so confused that i did not know what to do until i came across this great Dr. Edoin online and i contacted him at once i was scared weather it was going to work because i never believed things like this before, so i decided to give it a try and did all he required of me. Today, i
am a happy woman with children and i have given birth to
twince.
Now my marriage that was about crashing is restored My husband love me now more than ever. Am so happy for everything the
best has come to pass in my life since i met Dr. Edion.I want to tell all the women out there who have similar problems and ex problems like if you need boyfriend and girlfriend back. If you need fast money. If you need help to wine
lottery. If you need extra power.
the world is not over yet, wipe off your tears and contact Dr. Edion. Email : edointempl@gmail.com
whatsapp : +2348165396275.

anna lucas said...

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PERFECT FINANCIAL said...


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Raymond Doison said...

Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

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With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

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Mills Dachin said...

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Cadman Brandon said...

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $5000 to a maximum of $100 million.We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Contact us today via Email: triumphantfinanceltd@gmail.com
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Unknown said...

Hello, We offer loan at a low interest rate of 3% and is very easy to get, LEASE/BG/SBLC/DOA at low rates is also available. Contact us via below email address if you are truly interested

Name: Stefes Boris
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Anonymous said...

Hello, We offer loan at a low interest rate of 3% and is very easy to get, LEASE/BG/SBLC/DOA at low rates is also available. Contact us via below email address if you are truly interested

Name: Stefes Boris
Email: kojoeverkinbek@gmail.com
Skype: boris.andrew3
Phone: +17865445764

Gabriella Young said...

After being in relationship with him for seven years, he broke up with me. I did everything possible to bring him back but all was in vain. I wanted him back so much because of the love I have for him and I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should rather contact a spell caster DR ILEKHOJIE that could help me cast a spell to bring him back but I am the type that never believed in spell, I had no choice than to try it. I mailed the spell caster and he told me there was no problem that everything will be okay before two days that my ex will return to me before three days, he cast the spell and surprisingly in the second day, it was around 4pm. My ex called me and I was so surprised so I answered the call and all he said was that he was so sorry for everything that happened that he wanted me to return to him that he loves me so much. I was so happy and went to him, that was how we started living together happily again. Since then, I have made promise that anybody I know that have a relationship problem, I would be of help to such person by referring him or her to the only real and powerful spell caster who helped me with my own problem and who is different from all the fake ones out there. Anybody could need the help of the spell caster, his email: gethelp05@gmail.com or his WhatsApp/Viber him on: +2348147400259

hanah said...

I was hurt and heart broken when a very big problem occurred in my marriage seven months ago, between me and my husband. so terrible that he took the case to court for a divorce. he said that he never wanted to stay with me again,and that he didn't love me anymore. So he packed out of the house and made me and my children passed through severe pain. I tried all my possible means to get him back,after much begging,but all to no avail.and he confirmed it that he has made his decision and he never wanted to see me again. So on one evening,as i was coming back from work,i met an old friend of mine who asked of my husband .So i explained every thing to him,so he told me that the only way i can get my husband back,is to visit a spell caster,because it has really worked for him too. So i never believed in spell,but i had no other choice,than to follow his advice. Then he gave me the Email address of the spell caster whom he visited. drajayi1990@gmail.com. So the next morning,i sent a mail to the address he gave to me,and the spell caster assured me that i will get my husband back the next day. What an amazing statement!! I never believed,so he spoke with me, and told me everything that i need to do. Then the next morning, So surprisingly, my husband who didn't call me for the past 7 months, gave me a call to inform me that he was coming back. So Amazing!! So that was how he came back that same day,with lots of love and joy,and he apologized for his mistake,and for the pain he caused me and my children. Then from that day,our relationship was now stronger than how it were before,by the help of a spell caster. So, i will advice you out there if you have any kind of problem, Please i will advice you to contact DR AJAYI, i give you 100% guarantee that he will help you solve your problems.. Email him at: drajayi1990@gmail.com OR Whatsapp : +2347084887094

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